The Closing

Loan Closing Checklist

At the closing meeting, your attorney will verify that all loan and title conditions have been complied with, explain all paperwork, ask you for your signature on all documents and provide you with copies. You may need to bring the following items with you:

  • photo I.D.
  • certified check
  • blank personal check (for any sundry charges)
  • evidence of homeowner's insurance and, if applicable, flood insurance
  • evidence satisfying any remaining open loan conditions on your loan commitment letter
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  • ARE NOT A DEPOSIT
  • ARE NOT FDIC-INSURED
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  • MAY GO DOWN IN VALUE
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Important information about procedures for opening a new account

To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.
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