Buying/Selling Your Home and Other Real Estate
- Introduction
- Buying a Home
- Real Estate Brokers
- How Much Can You Afford?
- Mortgage Financing
- Buying Investment Property
- Buying a Vacation Home
- The Buying Transaction
- Insuring the Property
- The Closing
- Selling Real Estate
- Selling Investment Property and Vacation Homes
- Worksheet: Estimated Sales Proceeds
- Worksheet: Broker Comparison Checklist
- Sprucing-Up Checklist
- Glossary
Sprucing-Up Checklist
A home is, for most of us, the biggest investment of our lives. When it comes time to sell, we should do all we can to protect that investment. A bit of attention to detail can add hundreds if not thousands to the price you get for your home—with minimal expenditure. Here's a checklist of items to consider:
- Paint trim & shutters
- Wash aluminum siding & windows
- Replace loose or damaged shingles
- Clean gutters
- Repair holes in screen doors & windows
- Get rid of clutter & unneeded furniture
- Prune shrubbery / plant small evergreens
- Plant inexpensive flowers along entry-way
- Keep lawn mowed and well-manicured
- Replace rusty mailbox
- Replace old doorknobs & cabinet pulls
- Replace broken window panes
- Brighten up rooms—use lighter curtains
- Increase light bulb wattage
- Clean carpeting / remove pet odors
- Keep porcelain fixtures shining
- Repair leaky faucets & toilets
- Keep appliances clean
- Repair holes, scratched woodwork, moldings, paint flaws
- Keep backyard clean & orderly
- Keep fresh flowers inside the home
- Keep immaculate bathrooms & kitchen
- Clean out closets—lose the clutter
- Use air fresheners and light colored towels
- Oil squeaky doors / replace switch plates
- Buy a new doormat & trash cans
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Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.