Worksheets

Worksheet: Costs of Refinancing

Cost

Example

Lender 1:

Lender 2:

1. Points

$1,000

_______________

_______________

2. Application Fee

$350

_______________

_______________

3. Title Search and Insurance

$500

_______________

_______________

4. Inspections

$200

_______________

_______________

5. Survey

$150

_______________

_______________

6. Underwriting Fee

$200

_______________

_______________

7. Credit Report

$50

_______________

_______________

8. Appraisal

$250

_______________

_______________

9. Attorney Fees

$250

_______________

_______________

10. Recording Fees and document preparation

$50

_______________

_______________

11. State and local taxes, stamp taxes, transfer taxes.

?

_______________

_______________

12. Prepaid Private Mortgage Insurance (PMI)

?

_______________

_______________

13. Other (if any)

?

_______________

_______________

Total Cost of Refinancing

$3,000

_______________

_______________

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