- Introduction
- Buying a Home
- Real Estate Brokers
- How Much Can You Afford?
- Mortgage Financing
- Buying Investment Property
- Buying a Vacation Home
- The Buying Transaction
- Insuring the Property
- The Closing
- Selling Real Estate
- Selling Investment Property and Vacation Homes
- Worksheet: Estimated Sales Proceeds
- Worksheet: Broker Comparison Checklist
- Sprucing-Up Checklist
- Glossary
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Use the following worksheet to estimate the amount of cash you'll have available when the sale of your home is completed.
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Selling Price of Home |
$___________________ |
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Less: Payoff of All Mortgages |
____________________ |
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Less: Other Lien Payoffs |
____________________ |
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Less: Spruce-up & Repair |
____________________ |
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Net Equity (A) |
$___________________ |
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Less Closing Costs: |
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Real Estate Commission at _____% |
$___________________ |
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VA Points (or points you agree to pay) |
____________________ |
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Attorney Fees |
____________________ |
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Adjustments for Taxes, Fuel, Water, etc. |
____________________ |
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Filing and Recording Fees |
____________________ |
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Realty Transfer Taxes |
____________________ |
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Mortgage Release Fees |
____________________ |
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Photocopying & Messenger |
____________________ |
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Protection Plan or Guarantee |
____________________ |
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Allowance for Corrective Repairs |
____________________ |
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Termite Inspection on VA Loans |
____________________ |
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Other |
____________________ |
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The following are typically buyer's costs, but you may negotiate to pay them as part of your deal.
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Title Fees |
____________________ |
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Engineer's Survey |
____________________ |
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Credit Check |
____________________ |
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Home Inspection |
____________________ |
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Appraisal |
____________________ |
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Other |
____________________ |
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Total Closing Costs (B) |
$___________________ |
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Seller's Net Proceeds (A)-(B) |
$___________________ |
- ARE NOT A DEPOSIT
- ARE NOT FDIC-INSURED
- ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
- ARE NOT GUARANTEED BY THE BANK
- MAY GO DOWN IN VALUE
Important information about procedures for opening a new account
To help the government fight the funding of Terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Investment products are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Insurance products offered through Osaic Institutions, Inc.
